Easy Ways To Save Money: Financial Fast Challenge

Easy Ways To Save Money: Financial Fast Challenge

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The last post about the “Financial Fast Challenge” showed you how to prepare for the challenge by building a bare bones budget, defining your goals, and figuring out how you will keep yourself accountable. This post will show you fun tips to help you successfully complete the challenge. As mentioned in the last post, this financial fast challenge does not have to make you miserable. Instead, it should help you save money, build better money habits and find more ways to be creative with your money. However, I know this challenge can be hard if you are not used to living on a bare bones budget. I’ve taken the liberty to write down how you can save more money while still having fun: 1. Cook Your Food: If you already like cooking this should be easy. You can play with different styles of cooking and experiment with different recipes. Eating from…

Financial Fast Challenge

Financial Fast Challenge

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April is finally here! The first month of the second quarter of the year. Just as most of you did, I set lots of goals for 2017 and a lot of them were financial goals. However, while performing my quarterly review of my financial position (in other words I reviewed my financial accounts e.g bank statements; I’m an accountant I can’t help it), I noticed that I am NOWHERE near accomplishing my goals. NOT CLOSE. I still need a ‘few’ hundred dollars to get to the point I need to be at. Since I would like to be lying on a beach sipping margaritas this summer, I need to act fast! I realized that the only way to salvage this situation is to go on a financial fast for the month of April at least! If you are in the same position, I invite you to come on this journey…

6 Ways To Get More Money Back From Your Tax Return

6 Ways To Get More Money Back From Your Tax Return

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  TAX SEASON IS STRESSFUL! As an accountant, tax season (January to April) tends to be one of the busiest times of my year. As we get closer to April 30 (deadline to file personal taxes in Canada) most people start getting even more stressed because they want to make sure they are filing their taxes properly and want to ensure they are getting the most money back from their tax returns. I’ve been filing taxes for myself for the past  5 years because: i) As an accountant working towards a Chartered Professional Accountant (CPA) designation, I felt paying someone to do this was a waste of my money. ii) I’m cheap and I didn’t want to pay someone $100-$200 for 15 minutes of work (I have a very simple tax return) iii) I am the CFO of my personal economy so no one cares more about my money than…

Dealing With Imposter Syndrome As A Millennial

Dealing With Imposter Syndrome As A Millennial

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  “What am I doing here? How did I get here? I do not belong here, these people are way too smart.” These thoughts crossed my mind shortly after I started my first job after college. I realized that I was the youngest and also the first international student and African female to work as a scientist in one of the best forensic toxicology laboratories in the world. Studies show that 70% of millennials fail to internalize their success, often attributing their accomplishments to luck rather than ability. Perhaps it is because our parents always compared us to our neighbors down the street, our friends or maybe some of professors never believed in our dreams. This problem is compounded by our use of social media, which makes it seem like everyone is doing pretty amazing things and you are not OR you feel like you’ve failed at too many things.  With many…

4 Mistakes You’re Making In Your Job Search

4 Mistakes You’re Making In Your Job Search

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For most students graduating in the summer, the winter is prime recruiting season. While undergoing the job search be careful to avoid making these mistakes: Not networking enough: Mistake: You do everything BUT network while looking for a job. You apply to as many job posts as you can each day and also cold call and cold email recruiters but you do absolutely no in person networking. Do this instead: Networking should be your main focus during your job application. If you’re only sitting in your dorm room and applying to 10 jobs every day and not meeting or reaching out to any recruiters then I have bad news for you, it will take you much longer to get a job. Instead of spending all your time responding to want ads – divide your job search time between applying to jobs and also reaching out to your network and also…