2016: Less Thinking, More Doing [Free Goal Worksheet Download]

2016 goals

… Because January was just a trial month.

2015 was a phenomenal year. Not because I was extremely successful – I probably failed more times than I was successful. However, I’ve found failure is the best teacher, and I am grateful for the lessons I learnt. As Vinod Khosla says, “No failure means no risk, which means nothing new.”

Although I have made a lot of progress, I cannot help but think about all the things I could have accomplished if only I had the courage to go for them! I spent most of 2015 living in my head and dreaming and wishing; wasting my most precious resource – time.

“Someday” is a disease that will take your dreams to the grave with you.” -Timothy Ferriss

I desperately want 2016 to be different. I want and expect more of myself. I want to think less and do more! I realize the only way I can do this is by setting goals and actively working towards them.

According to StatisticsBrain only 39% of people in their 20s achieve their resolutions each year. Why do you think that is? I bet it’s because people aren’t committed enough or they think themselves out of doing stuff. So how will I stay committed to my goals, and think less and do more in 2016? I will…

1.Set SMART Goals

If you haven’t set your goals for the year, I’m secretly judging you. No, not really! I’m only just setting mine myself after taking the time to reflect on the past year and my ultimate objectives. Goals are super important but it’s even more important to set goals that are Specific, Measurable, Attainable, Realistic, and Time Bound. Make sure you write them down!

2. Reverse Engineer Goals

Take your goals apart and figure out the specific tasks and steps required to achieve the goals – begin with the end in mind. Try to be very specific – again, make sure you write these down. Mark off every completed task.

3. Stay Committed

Commit to yourself and re-commit to yourself every time you lose sight of your goals. The definition of commitment is doing that which you told yourself you would do even after the mood you said it in has left you.

In order to help you plan your 2016, I have created a simple goal worksheet for you.

DOWNLOAD 2016: Less Thinking, More Doing

Here are some of my financial, professional and personal goals for 2016:

Financial Goals

  • Stay debt-free. (Avoid credit card debt like the plague)
  • Save at least 30% of my monthly income towards my long-term financial goals
  • Create practical monthly budgets, stick to them, and measure my progress
  • Maintain 5 months living expenses in my emergency fund
  • Create another source of income. [The average millionaire has 7 streams of income]

Professional Goals

  • Be an efficient auditor
  • Attend 1 networking event/ conference every month
  • Start a small business
  • Follow up with people I meet at networking events

Personal Goals

  • Workout at least twice a week and eat healthy meals 70% of the time
  • Spend at least 30 minutes with God everyday (praying and meditating)
  • Read 2 books a month 
  • Learn a new skill (something computer related, possibly web design)
  • Take lunch to work most days (at least 4 times a week)
  • Volunteer

I am very excited to start achieving the goals I set for myself. I pray I see the end of 2016 so I can look back on the year and see just how much I have grown.

Now, your turn, what are you goals for 2016? Use my goal worksheet as a guide 🙂

DOWNLOAD 2016: Less Thinking, More Doing


Written By

Chinazom Chidolue is a personal finance blogger and an accountant. Growing up in a household with entrepreneurial parents, she developed a keen interest in business and finances. Chinazom combined her background in accounting and her passion for financial literacy and founded Investment Conversations: a personal finance blog which was created to help millennials take control of their personal finances by breaking down complex money topics into easily understandable and fun concepts.

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