Career Conversations

Career Conversations With Jay Bala, CFA

Career Conversations With Jay Bala, CFA

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Jay Bala is the CEO and Senior Portfolio Manager of AIP Asset Management, an award-winning asset management firm in Toronto.  Jay has over fifteen years of industry experience.  He previously worked as an Associate Portfolio Manager with Kingsmont Investment Management and Third Eye Capital as an Investment Analyst which manages the Sprott Private Credit Trust.  Prior to that, Jay was an Equity Research Analyst at a leading independent boutique investment bank and worked at the family office of one of Canada’s wealthiest families. Jay holds a Bachelor of Commerce from the University of Toronto and is a CFA charter holder. In 2014, Jay was a nominee for the Ernst & Young Entrepreneur of the Year Award. Safe to say he’s made quite a name for himself in the asset management industry in Canada. It is no wonder that I jumped at the opportunity to interview Jay. For a lot of…

Dealing With Imposter Syndrome As A Millennial

Dealing With Imposter Syndrome As A Millennial

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  “What am I doing here? How did I get here? I do not belong here, these people are way too smart.” These thoughts crossed my mind shortly after I started my first job after college. I realized that I was the youngest and also the first international student and African female to work as a scientist in one of the best forensic toxicology laboratories in the world. Studies show that 70% of millennials fail to internalize their success, often attributing their accomplishments to luck rather than ability. Perhaps it is because our parents always compared us to our neighbors down the street, our friends or maybe some of professors never believed in our dreams. This problem is compounded by our use of social media, which makes it seem like everyone is doing pretty amazing things and you are not OR you feel like you’ve failed at too many things.  With many…

4 Mistakes You’re Making In Your Job Search

4 Mistakes You’re Making In Your Job Search

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For most students graduating in the summer, the winter is prime recruiting season. While undergoing the job search be careful to avoid making these mistakes: Not networking enough: Mistake: You do everything BUT network while looking for a job. You apply to as many job posts as you can each day and also cold call and cold email recruiters but you do absolutely no in person networking. Do this instead: Networking should be your main focus during your job application. If you’re only sitting in your dorm room and applying to 10 jobs every day and not meeting or reaching out to any recruiters then I have bad news for you, it will take you much longer to get a job. Instead of spending all your time responding to want ads – divide your job search time between applying to jobs and also reaching out to your network and also…

How To Use Your Skills To Create A Successful Side-Hustle

How To Use Your Skills To Create A Successful Side-Hustle

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“In 2017 I will accomplish all my financial goals”, “In 2017 I will start my own business”, “In 2017, I will… (insert other seemingly far-fetched goal)”. If you’re anything like me, you probably have one of these as your New Year resolutions, and that’s admirable. However, it is what you do after making those statements that matters, not your intentions for a better life. Last year, I learnt that starting a side-hustle was the only feasible way for me to accomplish my financial goals. After all, there’s only so much budgeting one can do and a finite amount of Starbucks lattes that I can deprive myself of. Your goals will likely involve increasing your current net worth or cash flow. So the question is, how can you earn more money in 2017 or create more streams of income or side-hustles for yourself by using the skills you have?  After all, you’re trying to…

7 Steps To Accomplish Your 2017 Money Goals

7 Steps To Accomplish Your 2017 Money Goals

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Whatever life you want to lead will cost you! The only way to lead the life you want is to save more or increase your earnings. This 7 step checklist will show you a few simple steps you can take to accomplish your money goals for 2017! Be On Top Of Your Money Where Does Your Money Go? In order to live the life you want and take control of your finances you must first figure out where all your money goes! The easiest way to do this is to get an app like Mint which shows you a weekly summary outlining all that you’ve spent money on. An old-fashioned but effective way to do this is to scan your bank statements each month or week this would show you all the places/ things you have spent your money on. Doing this quick exercise will show you the areas where…