LIFESTYLE

Dealing With Imposter Syndrome As A Millennial

Dealing With Imposter Syndrome As A Millennial

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  “What am I doing here? How did I get here? I do not belong here, these people are way too smart.” These thoughts crossed my mind shortly after I started my first job after college. I realized that I was the youngest and also the first international student and African female to work as a scientist in one of the best forensic toxicology laboratories in the world. Studies show that 70% of millennials fail to internalize their success, often attributing their accomplishments to luck rather than ability. Perhaps it is because our parents always compared us to our neighbors down the street, our friends or maybe some of professors never believed in our dreams. This problem is compounded by our use of social media, which makes it seem like everyone is doing pretty amazing things and you are not OR you feel like you’ve failed at too many things.  With many…

On Emergency Funds: What Would You Give To Not Worry About Money?

On Emergency Funds: What Would You Give To Not Worry About Money?

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I Don’t Think I Need Emergency Savings If I asked you to recall some of your most stressful times in recent years, what are the chances that one or two, perhaps all recollections are related to money? If you are 18 and over, I would reckon very likely. One of mine definitely is – tail-end of summer 2015; a memory so sore I refuse to laugh about it. In as few details: Fast car, very tempting empty stretch of road (countryside), 2am on a summer weekend. As you can guess, it wasn’t an exhilarating ride. Fines, impound and legal fees quickly accumulated, souring the rest of my year. In hindsight, what that summer boiled down to was one bad decision revealing the false sense of security I had financially. Wage/Income – Check. Long-term savings/investments – Check. Emergency Fund – Oops! You might ask “Why not dip into the long-term savings…

7 Tips To Improve Your Well-Being

7 Tips To Improve Your Well-Being

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  I am pretty sure I’m not the only one looking for ways to improve my health and general state of wellness this New Year. I mean it’s the time for fresh starts, new beginnings! ‘Health is Wealth’ – The older I get the more I realize just how true this is, no matter how cliché it may sound. I have come to realize that no matter how much money I am able to make through different streams of income and investments, if I am not healthy enough to enjoy it, it is all in vain. When I talk about health, I am not referring to your physical health alone. I also mean your mental and emotional health. Find below 7 simple, yet effective ways to improve your health and wellness in 2017: Take walks I am not a big fan of exercise: I hate sweating and hate being in pain…

4 Bad Financial Habits I’m Leaving In 2016

4 Bad Financial Habits I’m Leaving In 2016

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I made a lot of mistakes in 2016 when it came to my money – earning it, saving it, and also investing it. Although I have come a long way from that person that maxed out her credit card almost every month to buy shoes and clothes she could not afford, I still have a long way to go. These are the bad financial habits that I’m leaving behind in 2016: 1. Not finding the best deals: I did not always bargain or do the research needed to find the best deals. This was because I didn’t think doing much more research would make a difference in the price (and other times I was pretty lazy). I know better though, money is money, and every dollar counts. I am not saying you should spend 4 hours on the phone trying to reduce your phone bill by $5 – that’s hustling…

7 Steps To Accomplish Your 2017 Money Goals

7 Steps To Accomplish Your 2017 Money Goals

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Whatever life you want to lead will cost you! The only way to lead the life you want is to save more or increase your earnings. This 7 step checklist will show you a few simple steps you can take to accomplish your money goals for 2017! Be On Top Of Your Money Where Does Your Money Go? In order to live the life you want and take control of your finances you must first figure out where all your money goes! The easiest way to do this is to get an app like Mint which shows you a weekly summary outlining all that you’ve spent money on. An old-fashioned but effective way to do this is to scan your bank statements each month or week this would show you all the places/ things you have spent your money on. Doing this quick exercise will show you the areas where…