4 Seriously Easy Ways To Save More Money in 2016

4 Seriously Easy Ways To Save More Money in 2016

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Saving money does not come naturally to a lot of people. Believe me when I say it did not come naturally to me! But if you are like me and have decided you’ve had enough, and you want to make money and also retain it, then you simply must save. This is one thing that rich people understand that others do not: You Must Spend Less Than You Earn However, saving is easier said than done because we all get tempted! We’re tempted to buy lunch at work instead of bringing a packed lunch from home. We’re tempted to buy a pair of cute boots from Zara (or Stuart Weitzman if you’re really about that life). In January 2016, I saved $300 more than I originally planned. This was surprisingly easy to achieve. Here are 4 practical (read, super easy) tips that will help you save more money this year: 1.Have…

2016: Less Thinking, More Doing [Free Goal Worksheet Download]

2016: Less Thinking, More Doing [Free Goal Worksheet Download]

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… Because January was just a trial month. 2015 was a phenomenal year. Not because I was extremely successful – I probably failed more times than I was successful. However, I’ve found failure is the best teacher, and I am grateful for the lessons I learnt. As Vinod Khosla says, “No failure means no risk, which means nothing new.” Although I have made a lot of progress, I cannot help but think about all the things I could have accomplished if only I had the courage to go for them! I spent most of 2015 living in my head and dreaming and wishing; wasting my most precious resource – time. “Someday” is a disease that will take your dreams to the grave with you.” -Timothy Ferriss I desperately want 2016 to be different. I want and expect more of myself. I want to think less and do more! I realize…

Build A Budget That Works! [With Free Budget Template]

Build A Budget That Works! [With Free Budget Template]

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Creating a budget and sticking to it is always tough. It is one of those things that is always on your to-do list, and even when created is merely just something on paper, not something you follow. This is because budgeting can be restrictive and time consuming. The basic premise for a budget is to spend less than you make! This is the one concept that I have come to understand that rich people understand and poor people do not. You simply have to spend less than you make to increase your networth! So how do you create a budget that ensures your financial success and is relatively easy to follow? Read on for steps for financial success and use my free template to help you get started: DOWNLOAD: FREE MONTHLY BUDGET TEMPLATE Know what you spend your money on: Spending can be mindless and sometimes you do not even…

Welcome to Investment Conversations

Welcome to Investment Conversations

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A year ago I decided to become the “CFO of my personal economy” after being a self-confessed spendthrift. Here’s some background: We all have that friend that always looks good but never has any money to do anything. And we also have that friend that secretly has a lot of money but always says no to your invites for dinner or clubbing because they “can’t afford it”. I wish I could say I was the latter – that friend who always made practical purchases and stuck to their budget- but unfortunately I was the former. I was that friend, that spent all her money on “stuff”. Budget? *pfft* I didn’t even know what that was!  Two years ago I spent majority of the first paycheck I earned during my summer internship on a pair of Alexander Wang Aminata shoes I saw Rihanna wearing. *yikes* The next paycheck was spent on a…